Airpoints - Scrooge

Airpoints Credit Cards

Airpoints Credit Cards are Credit Cards which give you Air NZ Airpoints based on your spending. Note we have separate guides for other rewards earning cards and Cashback cards.

Like any Credit Card, the higher the fee, typically the less you need to spend per Airpoints dollar earnt.

Of course, as with any reward providing Credit Card, if you have to pay interest then this will cost you more than you will get in rewards. So always pay off the balance in full every month!

Airpoints Value:

Airpoints can of course be spent on Air NZ flights, but you can also redeem them on any Star Alliance partner airline. This gives you the ability to redeem flights from 25 additional airlines including for example Singapore Airlines, Lufthansa and United Airlines.

Take a look at our Airpoints (link) and Star Alliance guides (link) to learn more about Airpoints and their redemption value.

Card Offerings:

As these cards tend to have higher fees than low rate Credit Cards, it’s important to understand if this will benefit you.

Estimate how much you will spend annually if you use this card for all your everyday spending and take a look at our table to determine the annual benefit to you

Financial Product Types:

In the the New Zealand market there are several different kinds of xxxxx available. These come with differing interest rates, rewards, income requirements and fees. See the below comparisons to get an idea of the differences and select the type to investigate further

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Financial Product Types:

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